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A Step-By-Step Guide To

FINANCIAL WELLNESS

Small Steps Make A Big Difference

 
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Introducing GuideSteps

GuideSteps is an exclusive financial wellness program developed by Spectrum Investment Advisors. It provides employees with a guided approach to help identify, prioritize and take steps to improve their financial picture.​

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The Experts Behind GuideSteps 

At Spectrum Investment Advisors, we understand that while employer and employee needs are unique, they are deeply entwined. That is why we developed GuideSteps to empower a company’s most valuable resource: its employees.
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Financial stress takes a toll on employees.

Employees who are stressed about finances often bring their worries to work, which can impact company culture, interfere with focus and productivity and negatively affect employee health.

Lower
Productivity

45%

admit that finances have
been a distraction at work.*

Higher
Turnover

72%

prefer to work for a company that cares about their financial well-being.*

Greater Insurance Premiums

57%

have avoided addressing
a medical issue

due to cost.*

Employees want help with personal finances.

When it comes to personal finances, nearly 9 out of 10 employees want help.*

 

Help them take control of their financial future with a financial wellness program designed to help them manage every step of the journey, including a custom wellness report, actionable steps and a professional financial advisor.

*PricewaterhouseCoopers. “PwC’s 10th Annual Employee Financial Wellness Survey.” 2021.

 

Working towards a solid financial plan takes time and commitment. But that doesn't mean it has to be complex.

GuideSteps takes the guesswork out of financial planning by simplifying the process. Whether employees need to establish an emergency fund, want to maximize retirement savings or are looking for guidance about Social Security, we are here to help them manage every step of the journey.

EMERGENCY SAVINGS

WORKPLACE RETIREMENT PLAN

DEBT REDUCTION

HEALTHCARE SAVINGS

EDUCATION SAVINGS

INSURANCE & PROTECTION NEEDS

LEGACY & ESTATE PLANNING

ADDITIONAL INVESTMENTS & SAVINGS

 

OUR TEAM

From new hire to near retiree, we are here to guide you through each step along the way.

David Radowski, CPFC®

David Radowski, CPFC®

Director of Financial Education David Radowski is the employee education & wellness manager for the firm, responsible for employee educational meetings, providing one-on-one investment consultations, and coordination of the account executive team. David has been in the retirement services industry since 2011, he is a Certified Personal Finance Counselor (CPFC®) and holds the Investment Adviser Representative license (Series 65).

Yesica Rojo, CPFC®

Yesica Rojo, CPFC®

Financial Education Specialist Yesica is a Certified Personal Finance Counselor (CPFC®), providing one-on-one investment consultations to retirement plan participants. She earned a postgraduate degree in Management and a bachelor’s degree in International Business from the University of Medellin, Colombia. Yesica holds the Investment Adviser Representative license (series 65), and she is currently pursuing her MBA in finance at Marquette University.

Paul Minick, CPFC®

Paul Minick, CPFC®

Financial Education Specialist Paul is a Certified Personal Finance Counselor (CPFC®), providing one-on-one investment consultations to retirement plan participants. He earned a Bachelor of Science from UW-Oshkosh and holds the Investment Adviser Representative license (Series 65). Paul began his finance career in New York City with Chase Manhattan Bank, followed by 20 years at Bank of America as a Credit Officer and Project Manager/Team Leader.

Laura Schnoor, CPFC®

Laura Schnoor, CPFC®

Financial Education Specialist Laura is a Certified Personal Finance Counselor (CPFC®), providing one-on-one investment consultations to retirement plan participants. She earned a BA in Journalism from UW-Milwaukee and holds the Investment Adviser Representative license (Series 65). Laura started her career in 1987 with Merrill Lynch, she subsequently spent 15 years with Strong Capital Management, Inc. providing services for their compliance, sales, and marketing groups.

John Miller, CPFC®

John Miller, CPFC®

Financial Education Specialist John is a Certified Personal Finance Counselor (CPFC®), providing one-on-one investment consultations to retirement plan participants. He earned a BBA from UW-Whitewater and holds the Investment Adviser Representative license (Series 65). He is a member of the American Institute of CPAs (AICPA) and the Wisconsin Institute of CPAs (WICPA). Prior to joining Spectrum, John worked in public accounting for 10 years, followed by 27 years as a Controller.

Elizabeth Walter, CPFC®

Elizabeth Walter, CPFC®

Financial Education Specialist Elizabeth is a Certified Personal Finance Counselor (CPFC®), providing one-on-one investment consultations to retirement plan participants. She started her career in 1990 with Strong Capital Management and subsequently worked for Wells Fargo Funds Management and U.S. Bancorp Fund Services. She is a graduate of UW-Milwaukee with a Bachelor of Arts degree in English Literature and Philosophy and holds the Investment Adviser Representative license (Series 65).

Chris Kortendick, CPFC®

Chris Kortendick, CPFC®

Financial Education Specialist Chris is a Certified Personal Finance Counselor (CPFC®), providing one-on-one investment consultations to retirement plan participants. Prior to joining Spectrum Investment Advisors, Chris worked at Fiserv and U.S. Bank as a financial services technology consultant. He earned a Bachelor of Science degree from UW-Madison and holds the Investment Adviser Representative license (Series 65).

 

No matter where you are on the journey, GuideSteps provides education and guidance.  

Click a button below to learn how it works for: 

FOR EMPLOYERS

How GuideSteps Works:

  1. Company chooses to adopt the GuideSteps program.
  2. Spectrum communicates with employees to schedule one-on-one consultations.
  3. Each employee who engages with a Spectrum Advisor will receive a Financial Wellness Report and ongoing reviews.
  4. Program updates and engagement reports will be provided to help track success.
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